Mastercard for Online Casinos
Paying with Mastercard at an online casino is one of the easiest and most reliable ways to fund your account. If you’ve ever shopped online, the process will feel familiar. Deposits usually appear instantly, while withdrawals can take a few days.
Some casinos also allow winnings to be withdrawn directly to your Mastercard, though not all do - always check before you start. Globally, over 1.5 billion Mastercard cards are in circulation, making it one of the most widely accepted casino payment methods.
How to Deposit with Mastercard
Adding funds to your casino account typically takes 2–5 minutes, sometimes faster.
Here’s the step-by-step process with some numbers:
Log in to your favorite online casino that accepts Mastercard.
Go to the Deposit, Cashier, or Banking section in your account.
Select Mastercard as your payment method.
Enter your 16-digit card number, the name on the card, the expiry date, and the 3-digit CVV code from the back.
Enter the deposit amount. Minimum deposits often range from €10–€20, while maximums can be €5,000–€10,000+, depending on the casino and your bank.
Approve the transaction via 3D Secure or your banking app if required.
Pro tip: Double-check your card details and approve any 3D Secure request to avoid delays.
Example: If you deposit €100 with 3D Secure approval, your casino account should reflect the funds in less than 2 minutes.
How to Withdraw Using Mastercard
Withdrawals via Mastercard are slower than deposits, and not all casinos support them.
Steps for withdrawal (where supported):
Navigate to the banking/withdrawal section.
Select Mastercard. The casino may already have your card stored.
Enter the withdrawal amount. Minimum withdrawals are often €10–€20, while VIP or high-limit players may withdraw up to €50,000+.
The casino reviews your request. Processing can take 24 hours to 3 days, depending on the site.
After approval, funds are usually in your bank account within 3–5 business days.
Note: If Mastercard withdrawals are not supported, alternatives include bank transfer, PayPal, Skrill, or Neteller.
Mastercard Casino Limits and Fees
Deposit Limits
Type | Minimum | Maximum |
Standard | €10 | €5,000 |
VIP | €20 | €10,000+ |
Withdrawal Limits
Type | Minimum | Maximum |
Standard | €10 | €20,000 |
VIP | €20 | €50,000+ |
Fees
Most casinos don’t charge fees for Mastercard deposits or withdrawals.
Banks may charge fees ranging from 1%–3%, particularly if the transaction is treated as a cash advance or involves currency conversion.
Using a credit card may incur cash advance fees of 3–5% plus interest.
Tip: Use a debit Mastercard to avoid high fees and interest charges.
Mastercard and Casino Bonuses
Many bonuses are available when depositing with Mastercard, though specific offers may vary.
Most deposit match bonuses are eligible for Mastercard deposits.
Some casinos exclude credit or debit cards from certain promotions.
Typical wagering requirements range from 20x to 50x the bonus amount.
Maximum bets while using bonus funds often range from €5–€10 per spin/round.
Pro tip: If the bonus excludes card payments, you can switch to an e-wallet like Skrill or Neteller to claim it.
About Mastercard
Mastercard is a global payment network operating in over 210 countries with more than 1.5 billion cards in circulation. It supports multiple currencies and works with both credit and debit cards.
Founded in 1966, Mastercard created the Maestro network in the 1990s.
Transactions are protected by encryption and tokenization, and the system supports real-time fraud monitoring.
Pros and Cons of Using Mastercard
Advantages
Accepted at most licensed online casinos
Instant deposits in 1–2 minutes
Strong encryption and fraud protection
3D Secure and tokenization for extra safety
Zero Liability Protection for unauthorized charges
Familiar and widely used
Disadvantages
Withdrawals are not always supported
Bank/card fees can apply (1–3%)
Cash advance fees on credit cards (3–5% plus interest)
Slower withdrawals (2–5 days)
Some banks block gambling transactions
Tip: Always have a backup e-wallet ready for faster withdrawals and avoid using credit cards to prevent debt.
Safety and Security
Mastercard takes security seriously:
Encryption: Protects card details during transactions.
3D Secure/Identity Check: Adds a second layer of authentication.
Zero Liability Protection: Protects against unauthorized charges.
Fraud monitoring: Real-time tracking detects unusual activity.
Pro tip: Only play at licensed casinos, as they must adhere to strict security and payout standards.
Alternative Payment Options
If Mastercard isn’t suitable for you, you can choose another option.
Apple Pay
Bitcoin (BTC)
Bitcoin Cash (BCH)
Cardano (ADA)
PayPal
Neteller
WalletConnect
Venmo
TRON (TRX)
Tether (USDT)
Solana (SOL)
Skrill
Visa
Litecoin (LTC)
HandCash Wallet
Google Pay
Ethereum (ETH)
Dash (DASH)
Dogecoin (DOGE)
Bitcoin SV
FAQs
Can I use a Mastercard credit card to gamble?
It depends on local laws. For instance, UK law prohibits credit card gambling, while some countries allow it with restrictions.
Why was my Mastercard deposit declined?
Common reasons include:
Are there bonuses just for Mastercard users?
Rarely. Most bonuses are available for all deposit methods, but some e-wallets may be excluded.
How long do Mastercard deposits take?
Almost always instant, sometimes a few minutes if 3D Secure verification is required.
Can I withdraw to a different card than I deposited with?
Some casinos allow this, but most require withdrawals to the same card. Alternatives include bank transfers or e-wallets.